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Xero

Cloud accounting with strong bank reconciliation, advisor access, and workflows that scale with growing SMBs — especially when accountants are in the loop.

Ideal para

  • Growing SMBs partnering with an accountant or bookkeeper
  • Businesses with multi-currency or international banking needs
  • Teams that want robust core bookkeeping and reporting
  • Companies layering payroll and apps from a connected ecosystem

No ideal para

  • Operators who only need simple invoices and nothing else
  • Teams that refuse any accounting setup or chart-of-accounts thinking

Puntuaciones

Ajuste a facturación
8/10
Colaboración con contable
9/10
Ajuste a nómina
7/10
Ajuste a control horario
7/10
Ajuste a inventario / coste de ventas
7/10
Ajuste multidivisa
9/10
Ajuste a negocio de servicios
8/10
Facilidad para principiantes
6/10

Fortalezas

  • Excellent advisor collaboration and firm-friendly workflows
  • Strong international and multi-currency support vs many US-only peers
  • Healthy app marketplace for specialized needs
  • Bank feeds and reconciliation are first-class

Debilidades

  • Steeper learning curve than invoice-first tools
  • US payroll is often an add-on ecosystem play vs all-in-one
  • Starter limits can force upgrades as you grow

Supuestos de coste

Approximate Xero plan prices. Tier escalates with user count, inventory, and multi-currency needs. Payroll via add-ons/partners varies by region.

NivelMensualUsuarios (incl.)Tope de clientesFacturas/mesNotas
Starter$20/mo1Entry tier — lighter feature set; good for very small orgs
Standard$37/mo2Common growing-SMB tier — bills, bank feeds, collaboration
Premium$54/mo5Multi-currency and heavier workflows — used when inventory or scale demands it

Plazas extra (aprox.): $7/usuario/mes · Modelo de complemento de nómina: $40/mes base + $7/empleado/mes (ilustrativo).

  • Regional pricing differs — US figures used as a planning anchor
  • Payroll is modeled as an add-on bundle, not tax-inclusive payroll

Notas de recomendación

Xero wins when accountant collaboration, global complexity, and long-term bookkeeping depth outweigh ‘invoice-only’ simplicity.

Probar Xero

Última actualización: . Verifica precios y funciones actuales en el sitio web de Xero.